Monday, March 17, 2014

VA Minimum Property Standards Guide

Minimum Property Standards Guide:
Is That Listing Ready for a VA Buyer?

Below is a list of VA Minimum Property Requirements (MPRs) 
for existing homes that can be used as a screening checklist.
 
o    General:  Must be free of hazards that affect the health and safety of occupants, structural soundness of property, or impair the use and enjoyment of property.
o    Handrails required on stairs with 3 or more risers.
o    Severe tripping hazards must be remedied (i.e., major buckling of concrete).
o    25% maximum non-residential use.
o    Mechanical systems must be adequate, safe, and protected from elements.
o    Conventional heating system must be present in all homes to maintain temperature of 50 degrees in areas with plumbing (i.e., wood stove cannot be only heat source).
o    Solar systems for water and space heating must have reliable backup system.
o    Roof must have 2 years of remaining life and no more than 3 layers of shingles.
o    Crawlspace must have adequate access, be clear of debris and be properly vented.  Must have access to ductwork and plumbing.
o    Excessive dampness or ponding of water in crawlspace must be corrected.
o    Natural ventilation of attics and crawl spaces must be provided.
o    Laundry and storage space may be shared in a 2-4 unit.
o    Rear yard must have access.  Row units may be by means of alley, easement, or passage through subject dwelling.
o    Private streets must have permanent easement and be maintained by HOA or maintenance agreement.

o    Streets must have all-weather surface.
o    Living unit must have its own access.
o    Unit utilities may not pass over, under or through another living unit unless there is legal and permanent access for maintenance and repair.
o    Must be space between buildings for maintenance of exterior walls.
o    Termite cert required.  Treatment required if necessary.
o    Lot must drain away from dwelling.
o    Exterior wood must be protected from elements.  Chipped or peeling paint must be remedied.
o    Properties built prior to 1978 must have all defective paint surfaces remedied both interior and exterior.
o    Property cannot be located within a high-pressure gas or petroleum easement.  If located within 220 yards special certifications will be required.
o    Property cannot be located within a high-voltage electric line easement.
o    Connection to public water/sewer disposal systems is only required when mandated by building, planning or health authorities.
o    Private water systems must be tested.
o    Water treatment systems are allowed only if public water is not available and water supply is from aquifer confirmed uncontaminated by health department.
o    Shared wells must be adequate and have maintenance and well-sharing agreements.